ABF Members’ Travel Insurance

IMPORTANT NOTICE

The new 2021 ABF Travel Insurance – Australia Wide Multi-Trip Cover is effective from 1st March 2021 and the online application is available now.

ABF Travel – Australia Single Trip Insurance is also now available.

Apply online or email us to,

abf@tbib.com.au, or call us on 07 3252 5254 during business hours.

 

Annual multi-trip policy

  • Save with one premium covering all your travel for 12 months.
  • Available to members, spouses, their family and friends up to and including the age of 90
  • Covers  Australia wide travel – over 100kms from home – up to 30 days per trip .
  • Unlimited emergency assistance
  • Up to $10,000 cover for cancellation costs and expenses per trip.
  • Up to $20,000 lost luggage cover
  • Rental vehicle excess cover up to $5,000
  • Many pre-existing conditions automatically covered.
  • Covers snow sports (within Australia) for no additional charge.
  • All pre-existing conditions assessed and considered.
  • Completely online application including medical assessment for pre-existing medical conditions cover.
  • Competitive pricing. Check out how much it costs right now.

To read the Product Disclosure Statement click here.

Single-trip policy

The Single Trip Policy has the same generous policy benefits as the Annual Multi-trip policy but it is designed for travellers who are only planning to travel once this year or if you’re planning a trip longer than 30 days in duration.

  • Available to members, spouses, their family and friends up to and including 90 years of age.
  • Unlimited emergency assistance.
  • Up to $10,000 cover for cancellation costs and expenses per trip.
  • Up to $20,000 lost luggage cover.
  • Rental vehicle excess cover up to $5,000.
  • Covers snow sports (within Australia) for no additional charge.
  • All pre-existing conditions assessed and considered.
  • Completely online application including medical assessment for pre-existing medical conditions cover.
  • Competitive pricing. Check out how much it costs right now.

To read the Product Disclosure Statement click here.

Frequently Asked Questions

How is the Australia Only Policy Different?

The main differences are that ‘Medical Cover’ doesn’t apply within Australia and that for Australian trips the maximum trip duration is 30 days.  Medical cover doesn’t apply because of the medical expenses safety net we have through Medicare and our private health insurance.  Emergency care, including transport and accommodation are still covered under the policy.

How has Covid affected the policy?

Well apart from there being no overseas travel cover (because there’s not really any overseas travel yet) the main change is that there is no cover for epidemic or pandemic.  The ABF Travel Insurance Policy was one of the last policies to cover pandemic outbreaks, however this has been removed from the current version.  This also applies to the costs of Covid related cancellation and isolation costs.

How do I make a travel insurance claim?

To make a claim on your travel insurance, download, fill in and send us a claim form, along with send us the relevant documents to support your claim (the form will tell you which supporting documents are required).

Read more about making a travel insurance claim.

We recommends that you your claim as soon as possible, ideally within 30 days of completing their trip.  The sooner you lodge your claim, the faster we can pay you any benefits you’re entitled to.

Apply online - no doctors’ reports - immediate cover

The TBIB ABF Travel Insurance Policy provides a completely online application,

Applicants can get a quote and arrange cover in minutes.

Pre-existing conditions can be covered subject to a brief online assessment. There is no requirement for medicals or doctors reports.

Pre-existing Medical Conditions

The TBIB ABF Members Travel Insurance Policy has been prepared for the ABF to uniquely serve ABF Members’ particular needs and to provide a broader range of covers than traditional policies that may be available through travel agencies or credit card providers.

A major benefit of the ABF Travel Insurance Policy is the ability for Members to obtain coverage relating to their pre-existing medical conditions. The definition of ‘pre-existing medical conditions’ as it applies to the ABF Members’ Travel Insurance Policy is explained in the Product Disclosure Statement (PDS), and we have summarised this below.

The ABF Members’ Travel Insurance Policy PDS states that a Pre-existing Medical Condition means a medical or dental condition of which you were aware:

  1. Prior to the time of the policy being issued:
    • you have not yet sought a medical opinion regarding the cause; or
    • are currently under investigation to define a diagnosis; or
    • are awaiting specialist opinion, OR,
  2. Prior to the time of the policy being issued that involves:
    • surgery involving any joints, the back, spine, brain or abdomen requiring at least an overnight stay in hospital
    • your heart, brain, circulatory system/blood vessels; or
    • your lung or chronic airways disease; or
    • cancer; or
    • back pain requiring prescribed pain relief medication; or
    • diabetes mellitus (Type 1 or Type 2); OR,
  3. In the 24 months prior to the time of the policy being issued:
    • for which you have been in hospital or emergency department or day surgery; or
    • for which you have been prescribed a new medication or had a change to your medication regime; or
    • requiring prescription pain relief medication; OR,
  4. Prior to the time of the policy being issued that is:
    • pregnancy; or
    • connected with your current pregnancy or participation in an IVF program.

The TBIB ABF Members Travel Insurance Policy allows you to apply for cover for pre-existing medical conditions or to exclude them for a premium saving.

We will always recommend that if available, you include cover for your declared pre-existing conditions.