ABF Members’ Travel Insurance

IMPORTANT NOTICE

As a result of the Covid19 epidemic, sales of the ABF Members Travel Insurance policy have been temporarily suspended.

The policy will become available to members again in the future and we will notify the ABF and existing policyholders when that is the case.

We apologise for this inconvenience, however if you would like to register your interest to join the ABF Members Travel Insurance Policy, please use our contact page, click here.  You can also email us to, abf@tbib.com.au, or call us on 07 3252 5254 during business hours.

 

Annual multi-trip policy

  • Save with one premium covering all your travel for 12 months.
  • Available to members, their family and friends up to and including the age of 90
  • Covers all worldwide travel and Australia wide travel – over 100kms from home – up to 90 days per trip (up to 45 days per trip if you are over age 81).
  • Includes cruising and on-piste skiing at no additional cost. Option to purchase worldwide cover including Nth America or excluding Nth America for a premium saving
  • Unlimited overseas medical and emergency assistance
  • Up to $20,000 cover for cancellation costs and expenses per trip. ($10,000 cancellation benefit if you are over 81)
  • Up to $20,000 lost luggage cover
  • Rental vehicle excess cover up to $5,000
  • Many pre-existing conditions automatically covered.
  • All pre-existing conditions assessed and considered.
  • 24-hour medical advice & emergency assistance with all calls managed in Australia by ‘Customer Care’
  • Completely online application including medical assessment for pre-existing medical conditions cover.
  • Competitive pricing. Check out how much it costs right now.

To read the Product Disclosure Statement click here.

Single-trip policy

The Single Trip Policy has the same generous policy benefits as the Annual Multi-trip policy but it is designed for travellers who are only planning to travel once this year.

  • Available to members, their family and friends up to and including 90 years of age.
  • Option to purchase worldwide cover including Nth America or excl. Nth America or Pacific Islands cover (including New Zealand, Fiji and Bali including stopovers in other areas not exceeding 48 hours (single trip policies only)
  • Unlimited overseas medical and emergency assistance
  • Up to $20,000 cover for cancellation costs and expenses per trip ($10,000 cancellation benefit if you are over 81)
  • Up to $20,000 lost luggage cover
  • Rental vehicle excess cover up to $5,000
  • All pre-existing conditions assessed and considered
  • 24-hour medical advice & emergency assistance with all calls managed in Australia by ‘Customer Care’
  • Completely online application including medical assessment for pre-existing medical conditions cover
  • Competitive pricing. Check out how much it costs right now.

To read the Product Disclosure Statement click here.

Apply online - no doctors’ reports - immediate cover

The TBIB ABF Travel Insurance Policy provides a completely online application,

Applicants can get a quote and arrange cover in minutes.

Pre-existing conditions can be covered subject to a brief online assessment. There is no requirement for medicals or doctors reports.

Pre-existing Medical Conditions

The TBIB ABF Members Travel Insurance Policy has been prepared for the ABF to uniquely serve ABF Members’ particular needs and to provide a broader range of covers than traditional policies that may be available through travel agencies or credit card providers.

A major benefit of the ABF Travel Insurance Policy is the ability for Members to obtain coverage relating to their pre-existing medical conditions. The definition of ‘pre-existing medical conditions’ as it applies to the ABF Members’ Travel Insurance Policy is explained in the Product Disclosure Statement (PDS), and we have summarised this below.

The ABF Members’ Travel Insurance Policy PDS states that a Pre-existing Medical Condition means a medical or dental condition of which you were aware:

  1. Prior to the time of the policy being issued:
    • you have not yet sought a medical opinion regarding the cause; or
    • are currently under investigation to define a diagnosis; or
    • are awaiting specialist opinion, OR,
  2. Prior to the time of the policy being issued that involves:
    • surgery involving any joints, the back, spine, brain or abdomen requiring at least an overnight stay in hospital
    • your heart, brain, circulatory system/blood vessels; or
    • your lung or chronic airways disease; or
    • cancer; or
    • back pain requiring prescribed pain relief medication; or
    • diabetes mellitus (Type 1 or Type 2); OR,
  3. In the 24 months prior to the time of the policy being issued:
    • for which you have been in hospital or emergency department or day surgery; or
    • for which you have been prescribed a new medication or had a change to your medication regime; or
    • requiring prescription pain relief medication; OR,
  4. Prior to the time of the policy being issued that is:
    • pregnancy; or
    • connected with your current pregnancy or participation in an IVF program.

The TBIB ABF Members Travel Insurance Policy allows you to apply for cover for pre-existing medical conditions or to exclude them for a premium saving.

We will always recommend that if available, you include cover for your declared pre-existing conditions.