The new Annual Multi-Trip Policy will renew on 1st March 2022. Members who need to travel earlier, can purchase a shorter term policy at discounted rates. This can be purchased as either Multi-Trip or Single-Trip Insurance.
To read the Product Disclosure Statement click here.
The Single Trip Policy has the same generous policy benefits as the Annual Multi-trip policy but it is designed for travellers who are only planning to travel once this year or if you’re planning a trip longer than 30 days in duration.
To read the Product Disclosure Statement click here.
Cover for individuals, couples, or families
Depending on how you are travelling and who you’re travelling with, we can tailor your policies to suit. Email us to abf@tbib.com.au or call us to discuss, on 07 3252 5254v (AEDST).
Choose multi-trip or single trip cover, cover worldwide – and you can opt in or out of travel to the US and Canada for a premium saving.
If you’re not travelling to the USA or Canada, you don’t need to pay extra premium to cover the high cost of medical care in those countries. You can choose c policy that doesn’t include USA and Canada for a premium saving.
Cover for travel in Australia and New Zealand
You can take out a policy for travel within Australia and New Zealand. While within Australian sovereign territory, you will not be covered for medical expenses (Medicare covers these), you will still be entitled to all of the other benefits that the policy delivers, such as emergency evacuation, hire car excess, cancellation cost, lost luggage and so on. Of course, once you are outside of Australian territory (including cruising outside of Australian waters) you are covered for medical expenses as well.
Cruising included
With our Multi-Trip insurance, you’re automatically covered for cruising.
Brief online medical screening to cover for pre-existing conditions
Many pre-existing medical conditions are covered under the policy, and there are many more that can be covered by undergoing a brief online medical screening. Fr some of these additional conditions an extra premium is payable, however you’ll know exactly, and you can make an informed decision as to what you want to cover and what you dont.
Unlimited medical expenses and emergency assistance
We really hope you never have to use your travel insurance. Unfortunately a lot can go wrong while you’re away, and when you’re away from home, it can get really expensive. Depending on whether you are in Europe, Asia, South America or the USA, here’s just a taste of what medical and emergency care could cost you;
Ambulance >$1,000
ER Visit $150 – $5,000
Air Ambulance $5,000 – $2050,000
MRI $1,000 – $5,000
Blood Test $100 – $3,000
Head injury (incl surgery) $50,000 – $150,000
Appendectomy $10,000 – $25,000
Hip Fracture $13,000 – $40,000
(source: internationalinsurance.com)
* Covid-19 Cover Benefits *
- Overseas Medical Expenses incurred as a result of contracting COVID19 while overseas – UNLIMITED
- Repatriation required as a result of contracting COVID19 while overseas – UNLIMITED
- Additional Expenses incurred as a result of contracting COVID19 while overseas such as, additional travel and accommodation expenses – up to $100,000**
** Conditions apply please see page 6, section 2 of the Product Disclosure Statement.
Under Section 2 – Overseas Medical Cover Expenses, the ABF Travel Insurance Policy provides cover for medical costs incurred overseas as the result of a COVID19 related illness (when contracted during your journey)
This coverage extends to include emergency medical, surgical and hospital treatment and the cost of repatriation.
Other benefits included under the Overseas Medical Expenses Cover include, (c). additional travel and accommodation expenses (comparable with your pre-booked travel and accommodation) in circumstances where it is not medically necessary for you to return home but where you are certified medically unfit to travel and/or continue your trip as originally planned.
Such costs must be additional and where your illness/injury causes you to lose the benefit of prepaid accommodation elsewhere.
The maximum benefit payable under this benefit is $100,000 when overseas and $25,000 when traveling within Australia.
This benefit applies on the condition that the COVID19 disease is acquired overseas,
*Please refer to the PDS for full coverage details.
The TBIB ABF Travel Insurance Policy provides a completely online application,
Applicants can get a quote and arrange cover in minutes.
Pre-existing conditions can be covered subject to a brief online assessment. There is no requirement for medicals or doctors reports.
The TBIB ABF Members Travel Insurance Policy has been prepared for the ABF to uniquely serve ABF Members’ particular needs and to provide a broader range of covers than traditional policies that may be available through travel agencies or credit card providers.
A major benefit of the ABF Travel Insurance Policy is the ability for Members to obtain coverage relating to their pre-existing medical conditions. The definition of ‘pre-existing medical conditions’ as it applies to the ABF Members’ Travel Insurance Policy is explained in the Product Disclosure Statement (PDS), and we have summarised this below.
The ABF Members’ Travel Insurance Policy PDS states that a Pre-existing Medical Condition means a medical or dental condition of which you were aware:
The TBIB ABF Members Travel Insurance Policy allows you to apply for cover for pre-existing medical conditions or to exclude them for a premium saving.
We will always recommend that if available, you include cover for your declared pre-existing conditions.
If you have any questions in relation to this, please don’t hesitate to contact us.
Ph: 07 3252 5254
Email: abf@tbib.com.au
Honest Advice, Better Protection, Peace Of Mind