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INSURANCE FOR INTERNATIONAL TRAVEL IS AVAILABLE NOW 

 

The Annual Multi-Trip Policy is available now start when you want. You can purchase Single-trip Travel Insurance at any time. 

Click here to apply for ABF Members’ Travel insurance.

Annual multi-trip policy

  • Save with one premium covering  multiple trips.
  • Available to members, spouses, their family and friends up to and including the age of 90.
  • Travel up to 90 days on any one trip (45 days for ages 81 and over).
  • Unlimited overseas emergency assistance.
  • Up to $20,000 cover for cancellation costs and expenses per trip ($10,000 for ages 81 and over).
  • Up to $20,000 lost luggage cover.
  • Rental vehicle excess cover up to $10,000
  • Many pre-existing conditions automatically covered.
  • Automatic cover for snow sports – on piste – up to 23 days for no additional charge.
  • All pre-existing conditions assessed and considered.
  • Completely online application including medical assessment for pre-existing medical conditions cover.
  • Competitive pricing. Check out how much it costs right now.
  • Dedicated travel brokers to assist with any quotes or questions.

To read the Product Disclosure Statement click here.

Single-trip policy

The Single Trip Policy has the same generous policy benefits as the Annual Multi-trip policy but it is designed for travellers who are only planning to travel once in the coming year or if you’re planning a trip longer than allowed under a multitrip policy.

  • Available to members, spouses, their family and friends up to and including 90 years of age.
  • Unlimited emergency assistance.
  • Up to $20,000 cover for cancellation costs and expenses per trip.
  • Up to $20,000 lost luggage cover.
  • Rental vehicle excess cover up to $10,000
  • Option to include – on piste – snow sports cover
  • All pre-existing conditions assessed and considered.
  • Completely online application including medical assessment for pre-existing medical conditions cover.
  • Competitive pricing. Check out how much it costs right now.

To read the Product Disclosure Statement click here.

Benefits For Members

Cover for individuals, couples, or families

Depending on how you are travelling and who you’re travelling with, we can tailor your policies to suit.  Email us to abf@tbib.com.au or call us to discuss, on 07 3252 5254 (AEST).

Choose multi-trip or single trip cover, cover worldwide – and you can opt in or out of travel to the US and Canada for a premium saving.

If you’re not travelling to the USA or Canada, you don’t need to pay extra premium to cover the high cost of medical care in those countries.  You can choose a policy that doesn’t include USA and Canada for a premium saving. 

Cover for Australia only travel available

You can take out a policy for travel within Australia.  While within Australian sovereign territory, you will not be covered for medical expenses (Medicare covers these), you will still be entitled to all of the other benefits that the policy delivers, such as emergency evacuation, hire car excess, cancellation cost, lost luggage and so on.

 Cruising included

With our international insurance, you’re automatically covered for cruising.

 Online medical screening to cover for pre-existing conditions

Many pre-existing medical conditions are covered under the policy, and there are many more that can be covered by undergoing a brief online medical screening.  For some of these additional conditions an extra premium is payable, however you’ll know exactly, and you can make an informed decision as to what you want to cover and what you don’t.

Unlimited medical expenses and emergency assistance

We really hope you never have to use your travel insurance.  Unfortunately a lot can go wrong while you’re away, and when you’re away from home, it can get really expensive.  Depending on whether you are in Europe, Asia, South America or the USA, here’s just a taste of what medical and emergency care could cost you;

Ambulance                            >$1,000
ER Visit                                   $150 – $5,000
Air Ambulance                      $5,000 – $2050,000
MRI                                          $1,000 – $5,000
Blood Test                              $100 – $3,000
Head injury (incl surgery)    $50,000 – $150,000
Appendectomy                      $10,000 – $25,000
Hip Fracture                           $13,000 – $40,000

(source: internationalinsurance.com)

Apply online - no doctors’ reports - immediate cover

The TBIB ABF Travel Insurance Policy provides a completely online application,

Applicants can get a quote and arrange cover in minutes.

Pre-existing conditions can be covered subject to a brief online assessment. There is no requirement for medicals or doctors reports.

Pre-existing Medical Conditions

The TBIB ABF Members Travel Insurance Policy has been prepared for the ABF to uniquely serve ABF Members’ particular needs and to provide a broader range of covers than traditional policies that may be available through travel agencies or credit card providers.

A major benefit of the ABF Travel Insurance Policy is the ability for Members to obtain coverage relating to their pre-existing medical conditions. The definition of ‘pre-existing medical conditions’ as it applies to the ABF Members’ Travel Insurance Policy is explained in the Product Disclosure Statement (PDS), and we have summarised this below.

The ABF Members’ Travel Insurance Policy PDS states that a Pre-existing Medical Condition means a medical or dental condition of which you were aware:

  1. Prior to the time of the policy being issued:
    • you have not yet sought a medical opinion regarding the cause; or
    • are currently under investigation to define a diagnosis; or
    • are awaiting specialist opinion, OR,
  2. Prior to the time of the policy being issued that involves:
    • surgery involving any joints, the back, spine, brain or abdomen requiring at least an overnight stay in hospital
    • your heart, brain, circulatory system/blood vessels; or
    • your lung or chronic airways disease; or
    • cancer; or
    • back pain requiring prescribed pain relief medication; or
    • diabetes mellitus (Type 1 or Type 2); OR,
  3. In the 24 months prior to the time of the policy being issued:
    • for which you have been in hospital or emergency department or day surgery; or
    • for which you have been prescribed a new medication or had a change to your medication regime; or
    • requiring prescription pain relief medication; OR,
  4. Prior to the time of the policy being issued that is:
    • pregnancy; or
    • connected with your current pregnancy or participation in an IVF program.

The TBIB ABF Members Travel Insurance Policy allows you to apply for cover for pre-existing medical conditions or to exclude them if cover is not required.

We will always recommend that if available, you include cover for your declared pre-existing conditions.

If you have any questions in relation to this, please don’t hesitate to contact us.

Ph: 07 3252 5254
Email: abf@tbib.com.au

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